Jolly good. If you don't have any need for a credit card, then obviously (tautologically!) there's no reason to get one.
One of the things a credit card has been extremely useful for in the past is buying things online from the USA, where I've found that sites often haven't accepted a debit card. As more and more places accept debit, though, I've used the credit card less and less.
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Date: 2007-02-22 07:59 pm (UTC)One of the things a credit card has been extremely useful for in the past is buying things online from the USA, where I've found that sites often haven't accepted a debit card. As more and more places accept debit, though, I've used the credit card less and less.