I am genuinely intending to save money by spending money, while simultaneously DEPLETING my savings, and INCREASING my credit card debt and gaining nothing. Am I crazy?
Given the drop in interest rates and the rise in inflation, I am currently earning less money on my ISA than my student loan (of which I still have several years left...) is costing me. So, on Monday, I'm paying off my student loan on my credit card, and then paying off the credit card bill at the end of the month with money taken out of my ISA.
I bought some food on buy nothing day. I don't feel guilty.
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Date: 2008-11-30 10:23 am (UTC)Given the drop in interest rates and the rise in inflation, I am currently earning less money on my ISA than my student loan (of which I still have several years left...) is costing me. So, on Monday, I'm paying off my student loan on my credit card, and then paying off the credit card bill at the end of the month with money taken out of my ISA.
I bought some food on buy nothing day. I don't feel guilty.