Date: 2010-01-26 11:13 am (UTC)
it's always possible to sign up for the account and not put any money into it

Most of the switching services/benefits require you to put a certain amount of money into the new account, though. I don't want to have to switch all my standing orders, dds etc over by hand -- I'd rather let the bank make a mess of it, otherwise I'll just make a mess of it myself & have nobody to shout at when I lose all my money. :-(
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