no matter who it had been in the car, attacking it with paint would still be unacceptable
Good point, well made.
I wouldn't have fancied mortgaging ninety times that away per year of studying before I'd earned a penny to pay it back
I realise this isn't the point, but (for the sake of anecdote) I think for me it worked the other way round -- £100 was more than I could ever imagine spending on anything, so any bigger amount than that was just ... made-up numbers. So £1600 a year (approx what I got in student loan) was just crazy money, and the thought of paying it back was something very far away in the future (and you didn't have to pay it back until you were earning over TWENTY THOUSAND POUNDS A YEAR and clearly only, like, brain surgeons could possibly earn that much). And, probably more importantly, Everybody Else Was Doing It (except addedentry who has virtuously avoided debt all his life until getting a mortgage) so it just seemed like another thing you have to do to go to university, like filling in forms and stuff.
OTOH, my parents had more to do with the decision than I did (& they said "take the loan, it's a good deal, you'll never get a loan at this good a rate again") -- at 18 I didn't really have any finances to speak of. I mean, I was getting an allowance (sounded more grown-up than pocket money) which had to cover non-essentials -- books/music/clothes/etc -- but my parents paid for my food, things I needed for school, etc., and I didn't have to pay rent. I gather most 18yos would think this amount of parental mollycoddling was like being back in kindergarten.
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Date: 2010-12-10 03:11 pm (UTC)Good point, well made.
I wouldn't have fancied mortgaging ninety times that away per year of studying before I'd earned a penny to pay it back
I realise this isn't the point, but (for the sake of anecdote) I think for me it worked the other way round -- £100 was more than I could ever imagine spending on anything, so any bigger amount than that was just ... made-up numbers. So £1600 a year (approx what I got in student loan) was just crazy money, and the thought of paying it back was something very far away in the future (and you didn't have to pay it back until you were earning over TWENTY THOUSAND POUNDS A YEAR and clearly only, like, brain surgeons could possibly earn that much). And, probably more importantly, Everybody Else Was Doing It (except
OTOH, my parents had more to do with the decision than I did (& they said "take the loan, it's a good deal, you'll never get a loan at this good a rate again") -- at 18 I didn't really have any finances to speak of. I mean, I was getting an allowance (sounded more grown-up than pocket money) which had to cover non-essentials -- books/music/clothes/etc -- but my parents paid for my food, things I needed for school, etc., and I didn't have to pay rent. I gather most 18yos would think this amount of parental mollycoddling was like being back in kindergarten.